Whatever you drive, you have a lot riding on those wheels. It's your family and your peace of mind. Choosing the right auto insurance can help protect you from the risks associated with the road. The products that we offer includes:
Liability & Physical Damage Injuries caused by uninsured/underinsured motorists Medical payments Comprehensive damage from events like fire and theft Collisions with other vehicles or objects
Car Insurance Coverage Basics
There is a lot to know about auto insurance in order to fully understand what you're paying for. Auto insurance includes different kinds of coverage categories designed to protect you from financial loss if you have an accident Liability & Physical Damage
This includes "Bodily Injury" and "Property Damage" coverages, along with "Collision" and "comprehensive" This coverage helps protect you in an auto accident from the damages done to the other driver's property, including bodily injury. The bodily injury or property damage must be accidently caused by you or a resident family member while driving your (or any non-owned) car.
The Medical Payments provides protection to pay the policyholder and passengers in his/her vehicle for any necessary medical and dental services due to bodily injury caused by an auto accident. It also covers you or your family members if you are involved in an accident as a pedestrian. This coverage applies regardless of who caused the accident
Uninsured Motorist Coverage
This coverage provides protection to pay the policyholder and passengers in his/her accident in which an uninshured motorist is held legally responsible. Underinsured Motorists Coverage helps when the other driver is found legally responsible for an accident but has insufficient coverage to cover the expenses for injuries to you, your family members or passengers
Personal Injury Protection (No-Fault)
Personal Injury Protection (PIP) is often referred to as "no-fault insurance." PIP coverage not only covers necessary medical and hospital expenses, but it can also help pay for lost wages and loss of services while you're recovering. PIP may also pay for funeral expenses.
Cllission coverage provides protection to pay for damages to your vehicle when it is damaged by collision with another vehicle or object, regardless of fault.
This coverage provides protection to pay for damages to your vehicle when it is damaged as a result of causes other than collision, such as vandalism, theft hail and water.